Gap Good Rewards Credit Card

Earn 5 points per dollar at Gap, Old Navy, Banana Republic, and Athleta (1 point = 1 cent back). Plus 1 point everywhere else. 20% off first purchase with the card.

Last checked on September 1, 2026. We may earn a commission when you click through.

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✓ 5% back across Gap, Old Navy, Banana Republic, Athleta ✓ 20% off first purchase ✓ 1% back everywhere else

Gap Good Rewards Credit Card

Updated 8 days ago
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Strong value across the Gap family of brands — 5% back at four major retailers, not just one.

Card details

Earn 5 points per dollar at Gap, Old Navy, Banana Republic, and Athleta (1 point = 1 cent back). Plus 1 point everywhere else. 20% off first purchase with the card.

💡 Honest Take: This is one of the better store cards because it covers four popular brands, not just one store. If you shop at any combination of Gap, Old Navy, Banana Republic, or Athleta, you're earning 5% across all of them.

Pros

  • ✓ 5% back across Gap, Old Navy, Banana Republic, Athleta
  • ✓ 20% off first purchase
  • ✓ 1% back everywhere else
  • ✓ No annual fee

Cons

  • ✗ High APR
  • ✗ Points expire after 12 months of inactivity
  • ✗ Lower reward rate outside Gap brands
  • ✗ No sign-up bonus beyond the 20% off

Best For: Shoppers who regularly buy from any Gap Inc. brand (Old Navy, Banana Republic, Athleta, Gap)

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